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June 18, 2008

Comments

Laurie Todd

I have a saying: What is the only reason to call your insurance company? To find out where to write to.

Please don't call the insurer six times, just for the pleasure of hearing six different answers.

Put it in writing. Purge all emotion from your appeal letter. Remember that a letter to an insurance company is an exercise in ever-so-professional intimidation. Include your talking points, and prove them with facts. Most important, copy the Medical Director of the insurance company, several key vice presidents, and the director of the Medical Society of your state.

Then ... watch the insurance company call YOU on the phone.

Laurie the I.W.

jeanne

Laurie--this is mostly good advice, but this woman was calling the billing office at her cancer center.

I agree that you should put things in writing, but I've done that to one of my providers (about a bill that as far as I, and my insurance company, could tell, was an error).

What did they do? Never replied to my letter, just sent me more form letters telling me I owed money, and then sent me to collections.

My insurance co., in contrast to my providers, has been very easy to work with. This is WSHIP, just for the record.

Jeanne

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